Why You Should Decide to Retire in Maine

by Calyn Ehid
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Maine is the ideal place for your retirement. As an older adult, your priorities have changed. They’ve shifted from job issues to living arrangements and medical expenses. Do you live in a place that’s safe for seniors? What about the cost of living? Does the place promote your physical and mental health?

Let’s address your safety. According to CNN’s March 2017 report, the crime rate Maine is the lowest in the country. Percentage-wise, there are more seniors living in Maine than in other states. What about the cost of living in Maine? The utility charges are one of the lowest in the country. Your average monthly bill, per the US Energy Information Administration, is about $85.00. What about senior healthcare? Maine offers one of the best quality and affordable health insurance. There are premiums that are below $500.00. Your retirement budget will go a long way because the cost of living in Maine is not as pricey compared to other states.

Why You Should Decide to Retire in Maine

The benefits of living in Maine include tax credits for volunteer work for as much as $6,000 tax money that you can apply to your pension or Social Security and Railroad Retirement income. Aside from that, there are free lectures at top-rate colleges like Colby, Bates, and Colby. This is a good indicator that culture is thriving. Unbeknown to many people, senior living in Maine is filled with contentment and pleasure. Numerous activities abound to invigorate your spirit, mind and body. The open spaces and the fresh air are free and conducive to promoting your well-being. You can walk, bike and hike without traffic. Maine is accessible to your family and friends. The Concord Bus and Amtrak enable it convenient to travel all over the country. You also have the option of flying.

Senior Apartments in Maine

Outdoor loving people are often healthier than most people. Because this is also true for seniors, you will realize that it’s more fun and healthier in Maine. Senior apartments in Maine are sprouting. Unlike places like Florida, California, Arizona or Nevada, you will not have to worry about the catastrophic events that have been happening since the start of the 21st century. Think of the wildfires in California and Nevada or the unbearable heat wave that keeps occurring in states with a warm climate and ask yourself this question: Would you survive them? The last catastrophic fire in Maine was 70 years ago. What about the snow storms in Maine? The apartments in Maine are built to withstand and survive snow storms. Otherwise, they would not be licensed to operate. Weatherwise, the apartments in Maine are safely insulated and built to endure extreme weather. You will find many senior communities online. There is a financial assistance for the middle-class in Maine.

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Benefits of Living in Maine

One of the factors that recommend Maine is the safety that it provides. Mainers always laud the security of living in their state. You will enjoy your retirement without being concerned about crime. The other benefits are: low water, electricity and gas utility costs, affordable and first-rate health insurance, an abundance of professional medical help, an unpolluted environment for walking, hiking and biking for getting around, reasonable and median living expenses, opportunities for seniors to earn tax credits through volunteering, a thriving cultural scene, many restaurants, free lectures at colleges, state financial assistance and much more.

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How to Find an Apartment

The best way to get started is to do an internet search. A hands-on approach enables you to tailor your needs according to what the senior apartment has to offer. Contact each place that you like through e-mails or phone calls. Ask them to send you brochures. Schedule a visit to each community. Ask about financial assistance, regulations, facilities, housekeeping and transportation services. Make sure to take pictures and notes. Choose an apartment where the staff and residents are helpful and friendly. Try to find what kind of reviews they have online.

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The Average Cost of Living in Maine

Your pension and IRA will go along way in Maine. The remarkable thing about Maine is that living there will not drain your retirement budget. You can get a high standard of living without breaking the bank. The utilities are not expensive compared to those in Florida, New Jersey, New York and North Carolina. Your retirement income will buy quality health insurance that is not offered in other states. Maine has always been economically predictable. As a senior citizen, that is what you want. Your retirement budget will go a long way.

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Meet People Your Age

People who retire in Maine usually love the great outdoors. Because of that, it would be easy for you to meet senior people who naturally gravitate toward activities that involve nature. Active adults encourage you to be healthy by setting the example. You can join senior groups of bird watchers, hikers, walker or bikers. Since Maine has the highest percentage of resident seniors in the US, you will not have any problem forming friendships with people your age. You’ll meet them at the free lectures or volunteer work. Birds of a feather always flock together.

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Spend Time Outdoors

As a younger person, you probably had to work inside a building, under fluorescent lights and stuffy air all the time. Now that you are a retiree, why would you subject yourself to a similar environment by moving to a warm place that needs synthetic cooling all the time? You do not have to be subjected to the continuous operation of an air-condition or fan in Maine because of its mostly cool climate. There are so many outdoor things to do, and you can finally consistently experience the exhilarating and energizing pleasure of the outdoors.

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Enjoy Your Retirement

Maine provides all the conditions so that you can enjoy your retirement. If you are not one of those lazy retirees who like to be inactive all the time, move to Maine. You will not be bored in Maine or crave for the company of people who are like you. Your retirement budget is secure. Crime is low. There are many activities for seniors. There is public transportation. And most of all, Maine offers one of the most affordable and best health insurance so that you can enjoy your retirement without the burden of financial worry.